We believe that setting aside money for a rainy day is
important, but we also understand that sometimes our expenses make it almost
impossible to do. You don’t need to do
it alone. You can get the whole family
on board with your money-saving efforts and future goals. Though it will be hard at first, with proper
discipline, right attitude, constant reminders, and having your family
involved, will make saving easier.
So to begin the year right, here are a few tips from PSBank
on how to get started with your family savings goal:
Open a savings account. As your income grows, so should
your savings. You don’t have to start with a lot. You just have to start,
period. And the amount you add to that account doesn’t matter as much as you
are religiously doing it at regular intervals.
Use a budget tracking app. There are various apps that
track your expenses and alert you when you’re about to go over your
budget. Monitoring your spending will
help get you back on track on your financial goals.
Teach your children the value of energy conservation. Give
frequent reminders on electricity and energy use. Simple habits like switching
off lights when not in use and using the faucet at moderate water pressure will
go a long way for your savings.
Grow your garden. Various fruits and vegetables can be
grown even indoors. If you have a backyard you can use, turn gardening into an
educational family event. Aside from lessening your grocery expenses, you and
your family can learn more about plants, healthy eating, taking responsibility,
and will get to spend more time together.
Be mindful of your mobile data use. Nowadays, everyone in the family makes use of
mobile data for their online needs. It’s easy to lose track of time and data
limits, and this translates to more expensive bills. Set daily data budgets to
avoid going overboard. You may also want to educate your kids on responsible
Internet use.
Explore other investments. If you have money left over
after expenses, consider other investments that yield higher returns. PSBank
offers alternatives and as your financial partner, they can advise you about options that suit
your family’s financial goals. From your kids’ savings accounts to investment
plans, PSBank has an array of products and services that make managing your
hard- earned money simple, easy, and convenient.
New Year is the best time to start investing and saving for
your future. With these simple tips, start your savings journey and achieve
your #FamilyGoals this 2018 with PSBank.
For more information or details on PSBank products and
services, visit any PSBank branch near you, call our 24/7 Customer Experience
Hotline at (02) 845-8888, or chat with us at LiveChat via www.psbank.com.ph.
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Good to Know is PSBank’s public awareness campaign that
provides financial education, relevant information, and helpful tips on how to
manage, maximize, and protect your hard-earned savings and investments.
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